Helping people to exercise their rights, to obtain fair treatment and to improve their lives A free service open to all Help find a way forward Powered by volunteers Effective advice empowering clients Advice you need for the problems you face. Come and see us ... Get in touch Stop by in person, or phone for advice Everyone welcome Friendly support Where to find us at the Mitchell Library Hard at work Client testimonials The Mitchell Library

Services - Debt

Glasgow Central Citizens' Advice Bureau

Are you finding it difficult to manage your debts ?

Glasgow Central CAB have advisers who can assist you to look at the options available to help.

We would advise you to bring the following documents with you to allow us to make the best possible assessment of the situation :

  • The name and address of everyone you owe money to (recent letters or bills show this)
  • How much money you owe to each person or business (recent bills show this)
  • Account numbers
  • Other letters from people like collection agents or solicitors
  • Court letters, orders or citations
  • Insurance policies
  • Proof of income (wage slips, benefit details, pensions, maintenance payments etc)

Glasgow Central Citizens' Advice Bureau will never ask you to provide confidential, financial or banking details by telephone or email.

We have prepared 2 template forms for you to complete. This will allow us to get started as quickly as possible and will drastically reduce the amount of time you need to spend with an adviser. You can download them below.

Personal Budget form - download.

Current Debtor List - download.

Although completing the templates will help, it is not a replacement for original documentation. Please ensure that when you visit the bureau, you bring the above templates and the original documentation listed above.

How can Glasgow Central CAB help you?

Glasgow Central CAB can help you by :

  • Working out your income and outgoings
  • Checking that you are receiving all the benefits due to you
  • Filling in those off-putting forms for you
  • Dealing with any financial emergencies first, such as rent or mortgage arrears
  • Clearly discussing the options open to you
  • Looking at what is best for you and your family
  • Negotiating on your behalf with people you owe money to

It is also helpful if you bring information about your expenditure e.g. council tax, gas, electricity, rent or mortgage etc.

There is also additional help available on this subject at the Adviceguide website : (Debt)

Link opens in a new tab or window.

Glasgow Central Citizens' Advice Bureau is not responsible for the content of external Internet sites.

Information on Volunteering


These are the opening times of the Glasgow Central CAB:
9:00am–5:00pm Mon–Fri

Drop-in service:

9:30am–4:30pm Mon–Fri

Client Testimonials

"I must say many thanks and praise for the hard work done to relieve my debts and stress"

Christiana and family

"Excellent manner, great attitude and very helpful and supportive advice"


"I received a very helpful and knowledgeable service and would not hesitate to contact in the future to further support my position"